Monday, August 31, 2015

[New post] David Wilcock and Corey Goode on FADE to BLACK 8-24-15… MP3s (and YouTube video)

kauilapele posted: "Here is the previous Kp blog post about the show. I recorded, cut out the ads and music, and made into 4 MP3s, each 30 minutes (part 4 is 45 min). I've also added an audio player below. MP3s (30 min., 14 MB, each) Part 1, Part 2, Part 3, Part 4, Comp"

[New post] Benjamin Fulford 9-1-15… “A small scale military operation would be enough to remove the Khazarian cabal from power”

kauilapele posted: "This is the weekly Ben. Another summary of what's going on behind the scenes, from Ben Fulford's viewpoint. --------------------------------------------------------- A small scale military operation would be enough to remove the Khazarian cabal from pow"

Prajna Capital

Prajna Capital


Tax-Free Bond Issues

Posted: 31 Aug 2015 04:55 AM PDT

                                                           


SECURE & SAFE Upcoming issues of bonds is a golden opportunity for small investors
                                      
There is good news for investors in debt instruments. PSUs will issue tax-free bonds worth `40,000 crore in this financial year. For retail investors, classified as individuals who put in up to `10 lakh, the coupon rate of AAA-rated bonds will be about 55 basis points below the yield of government bonds of equal tenure. For HNIs, the rate will be 80 basis point lower.

Experts feel this is a great opportunity for small investors to lock in at high rates for the long term. The coming bond issue provides a lucrative opportunity to lock-in to high yields for a long time in a more tax-efficient avenue. Tax-free bonds are long-term instruments, with tenures of 10, 15 and 20 years. The longer the tenure, the higher is the coupon rate. At the current yields, investors are likely to be offered between 7.3% and 7.7% for various tenures. A guaranteed tax-free return of around 7.5% for the next 10-15 years is a fantastic proposition. It is good for people who do not need the money back for a long time and are riskaverse. Investors in the 30% tax bracket will find this very lucrative.For them, this is equivalent to a pre-tax return of 10.56-11.14%

Retirees and those nearing retirement will find these bonds especially useful. The predictable return and tax-efficiency make these an ideal option for post retirement income. On the other hand, annuities offer low-yields and the income is fully taxable.

The only glitch is that annuities pay regular monthly income while these tax-free bonds will pay interest once a year. This problem can be overcome by spreading out the investments in a way that there is some interest income every quarter. A retiree who needs `15,000 a month (or `1.8 lakh a year) will need to invest `24 lakh in tax-free bonds offering a coupon rate of 7.5%.Instead of putting this in one instrument, he should spread it out in tranches of `6 lakh in four different bonds with payout dates in different quarters of the year. Tax free bonds can be used to generate a post-tax cash flow, by not only diversifying the payment of coupon but also the issuer of the instrument.

Investors in the highest 30% tax bracket could replace fixed deposits with the upcoming taxfree bonds. While banks' FDs are convenient and offer up to 8.5%, the interest earned is fully taxable. In the 30% tax bracket, the posttax yield is barely 5.95%.The tax-free bonds could offer 150-175 basis points more. Tax free bonds still offer superior post-tax returns compared to most other fixed income options, who exhaust the `1.5 lakh annual investment limit in the PPF will find these tax-free bonds useful.


Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015

1.ICICI Prudential Tax Plan

2.Reliance Tax Saver (ELSS) Fund

3.HDFC TaxSaver

4.DSP BlackRock Tax Saver Fund

5.Religare Tax Plan

6.Franklin India TaxShield

7.Canara Robeco Equity Tax Saver

8.IDFC Tax Advantage (ELSS) Fund

9.Axis Tax Saver Fund

10.BNP Paribas Long Term Equity Fund

You can invest Rs 1,50,000 and Save Tax under Section 80C by investing in Mutual Funds

Invest in Tax Saver Mutual Funds Online -

Invest Online

Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

---------------------------------------------

Leave your comment with mail ID and we will answer them

OR

You can write to us at

PrajnaCapital [at] Gmail [dot] Com

OR

Leave a missed Call on 94 8300 8300

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Invest Mutual Funds Online

Invest Any Mutual Fund Online

Download Mutual Fund Application Forms from all AMCs

ICICI Bank Smart Vault

Posted: 31 Aug 2015 03:39 AM PDT

ICICI Bank has launched a fully-automated locker in New Delhi called Smart Vault. It uses robotic technology to access lockers from the vault and allows customers round-the-clock access at a secure lounge, without intervention of branch staff. The vault is secured with biometric, debit card and PIN authentication, difficult-to-replicate dimple keys and unbreakable locks. It also offers a biometric alert facility, SMS alerts, a team to answer calls 24X7, as well as armed guards.

 

 

 

Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015

1.ICICI Prudential Tax Plan

2.Reliance Tax Saver (ELSS) Fund

3.HDFC TaxSaver

4.DSP BlackRock Tax Saver Fund

5.Religare Tax Plan

6.Franklin India TaxShield

7.Canara Robeco Equity Tax Saver

8.IDFC Tax Advantage (ELSS) Fund

9.Axis Tax Saver Fund

10.BNP Paribas Long Term Equity Fund

You can invest Rs 1,50,000 and Save Tax under Section 80C by investing in Mutual Funds

Invest in Tax Saver Mutual Funds Online -

Invest Online

Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

---------------------------------------------

Leave your comment with mail ID and we will answer them

OR

You can write to us at

PrajnaCapital [at] Gmail [dot] Com

OR

Leave a missed Call on 94 8300 8300

---------------------------------------------

Invest Mutual Funds Online

Invest Any Mutual Fund Online

Download Mutual Fund Application Forms from all AMCs

DSP BlackRock Tax Saver Fund Dividend Declaration

Posted: 31 Aug 2015 02:01 AM PDT

DSP BlackRock Mutual Fund has announced dividend under the dividend option of DSP BlackRock Tax Saver Fund.

The quantum of dividend shall be R0.5 per unit. The record date has been fixed as August 21, 2015.

Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015

1.ICICI Prudential Tax Plan

2.Reliance Tax Saver (ELSS) Fund

3.HDFC TaxSaver

4.DSP BlackRock Tax Saver Fund

5.Religare Tax Plan

6.Franklin India TaxShield

7.Canara Robeco Equity Tax Saver

8.IDFC Tax Advantage (ELSS) Fund

9.Axis Tax Saver Fund

10.BNP Paribas Long Term Equity Fund

You can invest Rs 1,50,000 and Save Tax under Section 80C by investing in Mutual Funds

Invest in Tax Saver Mutual Funds Online -

Invest Online

Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

---------------------------------------------

Leave your comment with mail ID and we will answer them

OR

You can write to us at

PrajnaCapital [at] Gmail [dot] Com

OR

Leave a missed Call on 94 8300 8300

---------------------------------------------

Invest Mutual Funds Online

Invest Any Mutual Fund Online

Download Mutual Fund Application Forms from all AMCs

[New post] GaiaPortal 8-30-15… “Triumphal energetics are in process and continue to build”

kauilapele posted: "I know there is much here. My sense is that each must find it in themselves. ---------------------------------------------- Triumphal energetics are in process and continue to build Triumphal energetics are in process and continue to build. Resona"